Free Budget TemplateActually Useful, Actually Free
Track your income, expenses, and monthly profit in one clean layout. No spreadsheet degree required — just download and fill it in.
No Signup Required — Just Download
Everything you need to see where your money's going
Seven things packed into one clean template — no bloat, no hidden upsell inside.
Income section
Log every revenue source: client payments, side income, recurring retainers, whatever comes in.
Expense categories
Organized rows for Operations, Marketing, Tools & Software, and Other so nothing slips through.
Monthly totals
Subtotals per category so you can see exactly where money's going.
Profit/loss calculation
A summary box that does the math: Total Income minus Total Expenses = Net Profit.
Notes column
Add context next to any line item (late invoice, one-time cost, etc.).
Print-ready layout
Looks clean whether you print it, save it as PDF, or fill it in on screen.
Works everywhere
Open in any browser; use it as a reference when building in Google Sheets, Excel, or Notion.
See also: How to build a business budget
Built for people who actually run their own thing
Freelancers
You've got client income coming in from three different directions and expenses scattered across subscriptions, tools, and software. This template puts it all in one place so you actually know if last month was a good month.
Pair it with our free invoice template and you've got the basics coveredSmall business owners
You need a monthly P&L snapshot without paying for accounting software you'll use twice. Fill this in at the end of every month and you'll have a clear picture of where the business actually stands — before taxes, before the accountant, before the stress spiral.
Side hustlers
Is the hustle paying off? Be honest. This template makes the answer obvious. Total up what you've earned vs. what you've spent on the side project and you'll know whether to keep going, scale up, or cut your losses.
Three steps. Seriously.
Download the file
Click the button above and it opens directly in your browser. No app required, no login, no waiting.
Fill in your income and expenses
Type in your numbers on screen, or print it and fill it in by hand. Either works.
See your monthly snapshot instantly
The summary box at the bottom shows your total income, total expenses, and net profit in one glance.
That's it. You can be done in 10 minutes.
Quick answers.
Is this really free?
Yes. No email address, no account, no credit card. Click the download button and it's yours. We offer free templates as a way of showing you what we do — if you like this one, there's more in the free templates hub.
free templates hubWhat format does it come in?
It's an HTML file — which means you open it in any browser (Chrome, Safari, Firefox, whatever you've got). Fill in the fields on screen, then use your browser's Print function to save it as a PDF or send it to a printer. No spreadsheet app needed.
Does it work with Google Sheets or Excel?
The free version is a print-ready template, not a native spreadsheet file. It's designed to be fast and frictionless — open and go. If you want a fully editable Google Sheets budget tracker with pre-built formulas that automatically calculate your totals, that version is included in the Business Templates Pack ($17).
Business Templates Pack ($17)What else is in the Business Templates Pack?
The $17 pack includes a Google Sheets budget tracker with pre-built formulas and automatic totals, a professional client proposal template, a freelance invoice template, and a client onboarding checklist — everything you need to run a professional freelance or small business operation.
Browse all templatesWant the editable spreadsheet version?
The free template is great for a quick monthly snapshot — but if you want a real Google Sheets budget tracker with pre-built formulas that auto-calculate your totals as you type, it's inside the Business Templates Pack. It also comes with a client proposal, invoice template, and onboarding checklist for $17 total.